Customer Service Representative

Oakland, 1438 Webster St Ste 100, Oakland, California, United States of America Req #143
Monday, May 8, 2023


Our ideal candidate:  We are seeking candidates deeply committed to our mission: to transform the banking industry from within. We lead by example, collaborate with and invest in change-makers, and build sustainable prosperity in our communities.

Who we are: Beneficial State is one of only a handful of B-Corp banks in the nation and one of the highest-rated B-Corps on the planet. That means that we subscribe to a rigorous evaluation standard that measures our positive impact, not just our profitability. We demonstrate how a bank can combine social equity, environmental sustainability, and business stability to create a better financial system – a system that drives inclusive prosperity to benefit people and the planet. #BCorp #WeAreBCorps

Join our team: If you are ready to do challenging and transformative work that will build a brighter future for us all, and you are hungry to bring your passion and energy to the table, we welcome your application.


Customer Service Representatives (CSR’s) are responsible delivering extraordinary customer service and helping customers reach their financial goals by cross-selling bank products and referring customers to the Branch Manager or Senior Relationship Banker.


A CSR is the main point of contact for customers and prospects visiting the branch and need to provide a high level of service by responding to customer inquiries, processing transactions, resolving issues, or referring them to the appropriate branch employee for assistance fulfilling a service request, new product or service.


This position is a unionized position through the Communications Workers of America. 


·       Assist customers with consumer and commercial transactions, requests, and inquiries

·       Maintain a cash drawer within the assigned cash limits and meet cash balancing requirements

·       Process transactions efficiently and securely while adhering to bank policies consisting of cash handling procedures, operational and compliance procedures, and Customer Identification procedures.

·       Engage customers in conversations, listen to identify then recommend appropriate bank products and services to best meet customers' needs

·       Introduce your customers to the Branch Manager or Senior Relationship Banker

·       Train customers on the digital, online, and ATM options that make banking easier

·       Participate in sales promotions and meet monthly sales goals

·       Be a Continuous Learner.  Participate in training programs that expand job knowledge

·       Perform back-up duties such as remote branch capture when necessary

·       May open new safe deposit boxes for customers and/or assist customers gain access to their existing safe deposit box adhering to all safe box procedures (applies to branches with safe deposit boxes)

·       When necessary, advise customer when holds are placed and availability of funds

·       Assist customers in ordering checks, endorsement stamps, and other accessories requested by customers

·       Assist Branch Operations Manager (BOM) in ordering, receiving, verifying, and distributing cash

·       Assist BOM or other branch employee to compile ATM deposits, night deposits, and mail-in deposits

·       Promotes the Bank’s products and services, consistently cross-selling products at every opportunity

·       Answers and direct calls as needed

·       May assists in branch administrative tasks such as helping the BOM prepare copies to train new procedures

·       May assist the loan servicing department as needed

·       Displays and supports the Bank’s mission, vision, value, goal, and culture at all time through one’s personal behavior, actions, and decision making

·       Manage individual risk related to credit, operational, reputational, regulatory and legal aspects of interactions and transactions done personally

·       Ensures compliance with all state and federal regulations and internal company policies, including but not limited to BSA / Anti-Money Laundering, Fair Lending, Privacy, and Anti-Discrimination, to the extent each applies to current job responsibilities

·       Completes all online compliance training as assigned within specified due dates




Basic Qualifications

·       High School diploma or equivalent work-related experience

·       A year of experience or commensurate training in retail activities, including sales and cash handling

·       Must possess positive and professional customer service and sales skills

·       Computer literacy in Microsoft applications: Word and Excel

·       Effective oral, written and interpersonal communication skills with the ability to apply common sense to carry out instructions, interpret documents, understand procedures, write reports and correspondence, and speak clearly to customers and employees

·       Good organizational and time management skills

·       Ability to work with general supervision while performing duties


Preferred Skills/Experience

·       Previous experience in a financial sales representative-oriented role with the ability to analyze customer credit data and other related financial information

·       Basic knowledge of retail product philosophy, policy, procedures, documentation and systems

·       Thorough knowledge of bank products and services

·       Previous selling, cross-selling and referral skills

·       Proven customer service, interpersonal and relationship building skills

·       Strong mathematical, problem-solving, and negotiation skills

·       Exercise accuracy, alertness, good judgment, initiative, courtesy, tact and patience in dealing with customers, both internal and external, as well as vendors/suppliers used by the Bank

·       Current Driver’s license and a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities


What is the benefit package for this role? Beneficial State Bank’s benefits include a comprehensive package designed to support you and your eligible dependents. We focus on the holistic health of our team members and promote work-life balance.


Our benefit package includes:

  • Medical / Dental / Vision / Basic Life / STD / LTD
  • Vacation Days: 2-4 weeks depending on role
  • Sick Days: 12 days per year
  • Holidays: 11 days per year
  • 401(K) / ROTH / FSA / HSA / EAP
  • Education and Adoption Assistance
  • Bank-Wide Annual Discretionary Bonus Program
  • Production-based incentive program available for some roles.
  • Paid Volunteer Time: 4 days per year / annual match of qualifying employee donations
  • Paid Sabbatical Program after 5 years of service
  • Pet Benefits


For detailed information about our benefits, please visit


You are welcome here at Beneficial State Bank. We are an equal opportunity employer and all qualified applicants will receive consideration for employment regardless of race, color, religion, sex, sexual orientation, national origin, gender identity, disability or veteran status.

Other details

  • Job Family Retail Banking
  • Pay Type Hourly
  • Min Hiring Rate $29.65
  • Max Hiring Rate $30.54
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Location on Google Maps
  • Oakland, 1438 Webster St Ste 100, Oakland, California, United States of America